Why do insurance companies have to be so so terrible? It turns out that no one takes our insurance in Olympia any more, because they are so terrible to work with. And our insurance doesn’t cover out of state health care, so we can’t see anyone outside of WA. And oh, by the way, all health care providers in WA are prohibited from taking out-of-pocket money from us as long as we have this insurance, so we can’t just pay for the health care we want. So basically, we have health insurance that 100% *prevents* us from getting health care.